No HOA. Spacious 4-bedroom, 2.5-bath townhouse. Fantastic investment opportunity—Section 8 potential rent of $4,179/month yields a projected ROI of 11.7%. Located in a quiet residential area with easy access to parks, schools, and main roads. No association restrictions make this an ideal choice for both investors and end-users. Exclusive Incentive for primary and investors: save 1.5 points on your rate with my lender (e.g., 6.5% drops to 5%). Primary residents enjoy free appraisal and fully covered mortgage insurance—no 1st-time buyer requirement!